Transparency

Although it sounds like a good idea to let the public know the condition of the large banks, I wonder about the potential negative short-term and long-term effects.

Does the U.S. government really know the parameters for a stress test? Are the parameters of the stress test "worse case," "expected" or something else? Shouldn't stress testing involve a number of scenarios? Will analysts and media experts believe the results? Will the results be reported fairly? Will there be a run on banks that fail the test? If so, how will the government handle the situation?

If our deposits are secure, why do we need to know the results of stress testing? When will the regulatory agencies start to release the CAMELS ratings? How will the public handle that disclosure? Will every bank need to be a "1"?

What do you think?